Insurance Blast If Convicted of Mobile Phone Use
Posted by Roadtrafficlaw · Leave a Comment
Driver using phone while driving. If you make the mistake of answering a call or using that mobile then give us a call on 0800 612 9597
In Metro today they carried a report about Insurance companies “Blacklisting drivers who are convicted of using their mobile phones whilst driving” It claims they are blacklisting drivers if they have just a single conviction for using a mobile at the wheel, even though it carries a similar penalty to speeding.
The report claims that insurance companies are blasting up those insurance premiums by about 20 per cent, according to research by for AA.
AA Spokesman Ian Crowder said: ‘Insurers are taking mobile phone offences very seriously. Their opinion is a motorist might break a 30mph speed limit without noticing but no one sends a text message, email or makes a phone call behind the wheel by accident.
AA researchers tested insurers by seeking quotations for a 40-year-old man driving a Ford Mondeo. Three companies refused to cover anyone with a conviction for using a phone.
Premiums went up by less than ten per cent for a single speeding conviction, which carries the same penalty of a £60 fine and three points.
We deal with a considerable amount of such cases over the course of the year with a mixed degree of success. We can help you if assess your chances of successfully defending such a case and provide you with more information in our information sheet. Just get in touch
My own, perhaps, cynical view is that insurance companies are not likely to refuse to insure driers who have been convicted of using their mobile phone but much more likely to be hiking up insurance premiums.
I suppose this makes the costs-v- benefits equation of instructing a road traffic lawyer a bit easier to manage knowing that the insurance companies are going to fleece you for a few years if convicted of such an offence.
